Fintech makes the world go around:


August 1, 2019  8:56 AM

FutureBricks is helping an industry lay foundations: Fintech interview 25

KarlFl40 Profile: KarlFl40

FutureBricks is a tech startup that enables people to invest savings in housing projects, which offer high interest and are secured against properties, while making money available to small building companies. It is solving three problems in the UK...

July 24, 2019  1:41 PM

Innovate Finance expands national network with three regions added

KarlFl40 Profile: KarlFl40

I recently spoke to Innovate Finance’s CEO about the desire to get fintechs to look beyond London when establishing themselves. To this end...


July 22, 2019  10:28 AM

TSB enables customers to open an account with a selfie

KarlFl40 Profile: KarlFl40

TSB is integrating technology into its banking app that will allow people to open accounts via a selfie.


July 18, 2019  10:17 AM

Esme Loans sprouts from firm foundations: Fintech interview 24

KarlFl40 Profile: KarlFl40

Big traditional banks have embraced fintech, some more than others, with Royal Bank of Scotland/NatWest  one of the more active. Through its innovation cells RBS Group incubate startups in a Wework office in central London. At the back end of 2016 as part of this project, the banking group...


July 17, 2019  12:01 PM

Latest UK fintech investment figures reflect the evolution of the sector

KarlFl40 Profile: KarlFl40

More established UK fintech’s were the biggest recipients of investment in the first half of this year, which demonstrated that businesses are maturing. Investment in UK fintechs in the first half of this year was $2.9bn, which is 85% of the total invested in 2018, according to figures from...


July 10, 2019  11:20 AM

People that have never heard of the cloud enjoy cloud services, so why should open banking differ?

KarlFl40 Profile: KarlFl40

According to a survey from banking software supplier Crealogix, there is lack of awareness of open banking among  UK current account holders. In fact its survey carried out by Censuswide found that two thirds of them had never heard of open banking....


July 5, 2019  11:03 AM

Fintech pioneer helps to give fintech treatment to debt financing after Fidor sale

KarlFl40 Profile: KarlFl40

Matthias Kröner set up one of the first digital banks back in 2009 when he formed Fidor. Fidor was launched in Germany before spreading elsewhere including the UK. It quickly gained momentum, through...


July 3, 2019  10:01 AM

What do the fintechs think of Facebook’s cryptocurrency Libra?

KarlFl40 Profile: KarlFl40

Facebook’s announcement of its planned cryptocurrency, Libra, has created much debate. The plan has been welcomed in some quarters as a way of helping financial services reach the unbanked but these views have been more than counterbalanced by a high level of scepticism. There are certainly...


June 27, 2019  9:31 AM

The ID Co passport to travel the internet: Fintech interview 23

KarlFl40 Profile: KarlFl40

Edinburgh based The ID Co set about solving one of the biggest challenges’ facing businesses that want to make buying financial, or for that matter any other product online, as convenient as dragging and dropping an app icon. That was in 2011. Today the...


June 26, 2019  9:48 AM

Scepticism and the challenges beyond for Facebook’s Libra

KarlFl40 Profile: KarlFl40

So Facebook has announced plans for its cryptocurrency project, known as Libra. According to Facebook it will “enable a simple global currency and financial infrastructure that empowers billions of people”. But to get...


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