Fintech makes the world go around:

January, 2019

January 29, 2019  2:34 PM

What the fintechs think about open banking’s progress? Part 2 Fluidly

KarlFl40 Profile: KarlFl40

After Open Banking celebrated its first birthday this month I though it apt to get some views from different parts of the industry about what has been its impact so far and what they expect this year. The Industry analysts I spoke to were united in the view that Open Banking will bring huge...

January 28, 2019  12:50 PM

Tens of billions of pounds of IT spending held back as UK businesses wait for clearer idea of Brexit

KarlFl40 Profile: KarlFl40

A report today has revealed that £27bn in enterprise IT spending has been put on hold by UK businesses as they await more clarity on what kind of Brexit happens at the end of...

January 25, 2019  2:37 PM

Fintech Interview: Part 12 Eucaps

KarlFl40 Profile: KarlFl40

In this interview meet Eucaps, a fintech which is attempting to open up share trading in European SMEs by being the Spotify of the share trading sector. It wants to offer potential investors in SMEs across Europe access to information about companies listed on 37 SME exchanges in Europe. The...

January 24, 2019  1:10 PM

Lloyds Bank to migrate from IT alphabet spaghetti to Google-like simplicity sounds easy, but…TSB

KarlFl40 Profile: KarlFl40

News that Lloyds banking group is planning to migrate half a million customers to a fintech platform is a real attention grabber. The fact that the fintech in question was set up by former Google executives to solve the riddle of replacing legacy systems makes it even more so. The quest for the...

January 23, 2019  10:50 AM

What the fintechs think about open banking’s progress? Part 1 TrueLayer

KarlFl40 Profile: KarlFl40

I blogged last week about what is in store for Open Banking in 2019, according to a couple of analysts. After Open Banking celebrated its first birthday last...

January 22, 2019  12:40 PM

Is Tandem’s half a million new customers in a year a measure of success?

KarlFl40 Profile: KarlFl40

News that Tandem Bank has reached 500,000 customers is good for fintechs in that it shows consumers are looking at alternatives to traditional banks. The bank, which offers customers a credit card account, savings products as well as an account aggregation...

January 21, 2019  12:57 PM

Are bank innovation hubs just showcasing and should fintechs go direct to business units?

KarlFl40 Profile: KarlFl40

I had a conversation with a fintech recently who was stressing the importance of speaking directly to the business units which could benefit from the technology you are offering, rather than the fintech/startup programmes they offer. Most of the big banks have programmes for startup tech...

January 18, 2019  12:48 PM

Fintech Interview: Part 11 AimBrain

KarlFl40 Profile: KarlFl40

The latest installment of my Fintech Interview series features biometric identity management software supplier AimBrain. The story began four years ago when an interim at chipmaker Arm got inspired by a project which had been scrapped after the research and...

January 17, 2019  1:15 PM

If a fintech could be in Jeremy Corbyn’s shoes what would be its demands for Brexit ?

KarlFl40 Profile: KarlFl40

With the current stalemate in parliament and the rapidly approaching date of Brexit, everyone has their view on what should happen next. News from TechUK, which represents UK tech companies is that

January 16, 2019  12:40 PM

Is BBVA eyeing Atom takeover?

KarlFl40 Profile: KarlFl40

UK based challenger bank Atom has got the finance sector talking after Sky news revealed it has hired Citi to give it business advice. It seems the feeling is it is about to be taken over. The Sky news report names Spanish bank BBVA, which invested heavily in UK focused Atom last year, as...

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