Fintech makes the world go around:

May, 2018


May 31, 2018  2:19 PM

Fintech professional’s tech predictions: 9- Gamers monitored by businesses and authorities

KarlFl40 Profile: KarlFl40

Here is the ninth in a series of tech prediction for the next five years from a fintech contact of mine. Previous blog posts in this series predicted: that tech firms will soon need government certificates if producing news content, some of the cyber security risks associated with smart energy...

May 22, 2018  1:46 PM

The UK fintech economy will create different pockets of excellence all over the country

KarlFl40 Profile: KarlFl40

The fintech sector in the North is a different shape to its London counterpart with a real shortage of startup businesses. But that doesn’t mean it does not have potential to grow. While there are many companies in the broader Northern England fintech sector, doing IT for financial services,...


May 16, 2018  10:51 AM

Fintech professional’s tech predictions: 8- Fake personal data.

KarlFl40 Profile: KarlFl40

Here is the eighth tech prediction for the next five years from a fintech contact of mine. Previous blog posts in this series predicted: that tech firms will soon need government certificates if producing news content, some of the cyber security risks associated with smart energy meters, the...


May 15, 2018  10:53 AM

Higher interest rates would tempt me even though TSB has just had an IT disaster

KarlFl40 Profile: KarlFl40

For a challenger bank that uses fintech as a differentiator there are only so many customers it can win. Furthermore the customers that they do win probably have another account, and this is most likely with a traditional bank. When I look at what’s on offer from the challenger banks I must...


May 14, 2018  10:28 AM

Visiting a bank branch made me question my own conceptions

KarlFl40 Profile: KarlFl40

I had to use a bank branch the other day for the first time in over a year, to pay a cheque in. I thought I would just be able to take a picture of it and send it to my bank, after all I have written


May 8, 2018  10:49 AM

Fintech professional’s tech predictions: 7- support for disconnecting from the connected world

KarlFl40 Profile: KarlFl40

This is prediction number seven from a fintech contact of mine making tech predictions for the next five years. Previous blog posts in this series predicted: that tech firms will soon need government certificates if producing news content, the cyber security risks associated with smart energy...


May 3, 2018  8:06 AM

TSB IT team could get slaughtered in May

KarlFl40 Profile: KarlFl40

TSB’s board has appointed law firm Slaughter and May to investigate what went wrong in its disastrous core banking system migration, as the CEO points to middleware problems as the cause of the chaos for many customers. The investigation report could make good reading with question marks over...


May 2, 2018  9:40 AM

TSB IT crisis: Is IT governance strong enough in banking should be the question MPs ask

KarlFl40 Profile: KarlFl40

MPs will probably focus on customer compensation and how TSB will make things right when the Treasury select committee grills TSB and Sabadell leaders about the current IT disaster at the bank,...


May 1, 2018  12:15 PM

Warning to all banks: TSB needs help from IBM because banking industry has cut thousands of IT jobs

KarlFl40 Profile: KarlFl40

When TSB called in IBM to help it solve the IT puzzle its core banking system switch caused I was surprised. My initial surprise came because TSB is moving to an in-house developed core banking system from its parent company Sabadell. I thought the resources of Sabadell combined with some help...


May 1, 2018  8:51 AM

Could Agile and DevOps be to blame for banking IT failures?

KarlFl40 Profile: KarlFl40

This is controversial and feel free to air your views or even vent your anger. During a conversation about the TSB IT disaster a contact of mine, a senior IT professional in banking, asked a...


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