It’s been two weeks since I did my post on the Jimmy Buffett Life. Some of the ideas, like radically downsizing our lives and embracing an itinerant career, really resonated with people.
But they had, you know, concerns. As one friend of mine wrote “The only thing that bothers me is that it sounds fantastical, even though I know people who’ve done it. It would be so cool if you had a few quotes from people who’ve tried it.”
Other concerns I heard were along similar lines. Things like “That could never work for me”, “I wouldn’t know how to start”, “That’s too risky”, or, perhaps, more honestly, “I’m too scared to think about it.”
Diving into a Jimmy Buffett lifestyle (or even moving in that direction) can be a scary thing.
So i’m trying to introduce you to a few people who have done it, and done it well. Last week, I interviewed my colleague and friend David Hoppe.
It’s Time to Meet J.B. Rainsberger
The job trade-off is pretty easy: Forty Hours a week for a steady pay check.
Like I said, though, that only holds true for some people. For others, not so much.
That “not so much” — going independent — has been a recent theme on this blog.
I think it’s time you met my friend, David Hoppe.
I knew something was odd with David in 1998, shortly after I met him, when I asked if he was working, and he replied “A little bit.”
A little bit? Really? Isn’t having a regular 8-to-5 like being pregnant? I mean, you are or you you aren’t, right?
It turns out that David was an independent technologist. He builds systems, he fixes systems, and he even writes a little bit of code here and there.
What he ain’t got is one of them job thingees.
I kept in touch with David over the years, and eventually went independent myself last May.
For those of us facing corporate downsizing, offshoring, and re-organization, escape from the cubicle may seem like a fantasy.
In that case, well, this could be your life.
I’ll let David tell his story.
In an earlier article, I suggested that the half-life of a tech career is fifteen years.
Now that doesn’t mean that your career is over at fifteen years; it means half the people who started in technology have gone on to something else. By fifty, that number is likely 25%. By sixty-five … you get it.
Let’s say you like technology, and want to stay in it, or at least stay around it. What could you do?
Here’s one option: Take a lesson from this guy.
The Jimmy Buffett Life
Imagine your life completely different. No apartment rent, no heating bill, no car loan, no commute, no lawn mower, no lawn, no stuff to maintain.
Imagine ditching it all, and getting all of your time back.
Get on a boat and move to somewhere warm year-round — somewhere with a beach. Get a job playing music in some dive bar for tips, free food, and beer. What more do you need?
It turns out that all that stuff is a huge anchor, a big money-sucking machine. The cost to crash at friends places (or the beach if you need to), to have a suit cases worth of stuff — well, you can earn that in three shifts a week at a dive bar.
And it is a choice that many people make every year.
Unless you are lucky enough to be reading this in your earlier twenties, though, you are probably saddled with the under-water mortgage, the piles and piles of stuff that you can’t untangle. What’s more, you have real commitments; friends and family you see not as holding you back, but as partners in making a better life. I hear you.
This blog post is for you.
In order to qualify for unemployment benefits in the state of Michigan, you need to do a few specific things. First, you need to walk through the doors of a “Michigan Works!” office and do some paper. Then you need to create an account on Michigan Talent Bank.
It sure seems like a brilliant idea. I mean, have every person who is looking for work register with their skill set, then give any employer access to the database.
Shrink job searches, eliminate all the folks in the job market just to get a counter-offer, shrink the welfare budget by getting people back to work, and, let’s face it, help companies save on employee costs by hiring folks who are the most hungry.
Everybody wins, right?
Like I said, it’s great theory.
four years ago I was in Mountain View, California, interviewing for a position with Google.
It was an odd sort of interview. Lots of puzzles, math-like challenges, and code. Lots, and lots, and lots of code.
No, what struck me were the people. Continued »
The income stream will help in two ways: If you lose the job, it will help meet your needs, but while you keep the job, it will help you build the fund.
Today, two things: How to build the fund, and how to generate an income stream.
When I introduced the Eff U Fund, I suggested that the very idea was challenged. Once you’ve saved up the three-to-six months of savings, should you tell the boss to, well, Forget himself and walk out, that money will run out very quickly. I suggested the reader needs a revenue stream, not a pile of cash.
I’m not the first person to have this idea; why, George Costanza realizes it in an early episode of Seinfeld.
Have you ever seen or heard a conversation something like this:
Person: My job stinks. My boss is a jerk. My goals don’t make sense, and just as I’m about to have a handle on them, they change. I report to six different people.
Comment #1: Man, that stinks.
Person: I’m worried about my job. I might lose it. I wish I could just quit, but I need to pay the mortgage.
Comment #2: What you need is an F U fund!
Ahh, yes. The F U fund, which may stand for “Forget You.” Three to six months of savings, so if things get really tough, you can bail out. I understand.
The problem is, it isn’t enough. Oh Yes! The internet commenters say, you /really/ need six to nine months.
That isn’t enough either.
In fact, it’s unlikely that your F U fund will ever be large enough to solve this kind of problem – but there are other ways – which are demonstrated on, of all things, an episode of The Office.
Yes, that’s right, Michael Scott, the bumbling manager of The Office, figured this when he tried to sell the Michael Scott Paper Company …
But first …
Professional Conferences give you new ideas to try, to grow your network, and can provide a chance to reflect and charge. I can’t recommend them enough.
Yet when I mention how wonderful conferences are, one of the common responses I get is “that’s great Matt but …”
Folks don’t get to attend them because it isn’t in the budget, isn’t in the travel budget, or just plain isn’t on the radar.
If you are in that boat, well, this blog post is for you.
I’m going to tell you how to get to a professional conference in the next eighteen months.
You do the work, I can get you to a conference.
I’ll stake my reputation on it.